Padang, (Antara Sumbar) - Bank Rakyat Indonesia (BRI) distributes Kredit Usaha Rakyat (KUR) worth almost Rp2 trillion from January to October 2017 for 200 thousand customers of Micro Small and Medium Enterprises (MSME) in Padang, West Sumatra.
"The granting of business capital is in the form of KUR so that managed businesses can grow more rapidly," Deputy Chief of BRI Padang Darnawi stated in Padang, Tuesday.
He conveyed it to the MSME Seminar of the People to the People with the theme of Building a Strong Indonesian SMEs To Win Global Competition held by Bank Rakyat Indonesia in cooperation with Bisnis Indonesia Daily.
Darnawi said until the end of 2017, it has set a target of KUR distribution of Rp2.3 trillion.
"If it is related to non-performing loans, the ratio is only 0.2 percent, let alone the previous MSMEs have been tested," he said.
He mentioned that the portion of BRI's financing portfolio to MSMEs reaches 70 percent of total loans.
"For 2018, we target KUR distribution of around Rp3 trillion," he said.
Darnawi admitted that one of the problems faced by MSMEs in Padang is capital.
"However, other than that, the perpetrators of SMEs are still weak from the packaging of products so it is less worth selling," he said.
He saw from the taste and product quality is good, but the way of packing is still less interesting.
Then from the sales side, MSME actors still rely on manual way, but now has entered the digital era through online sales, he said.
He said from the geographical side of West Sumatra close to neighboring countries such as Malaysia, but the market competitiveness is weak. (cha)
Editor: Vicha Faradika